What Is a HUD Home? A Bargain With One Huge Catch

What Is a HUD Home? A Bargain With One Huge Catch

fizkes/iStock; hudhomestore.com If you’re hoping to score a deal while house hunting (and who isn’t?), one bargain-basement option well worth exploring is a HUD home. So what is that exactly? Simply put, a HUD home is a property owned by the U.S. Department of Housing...
Do You Get Your Earnest Money Back at Closing?

Do You Get Your Earnest Money Back at Closing?

Sargis Zubov/iStock Do you get your earnest money back at closing? If you’re buying a house and planning to finance the purchase with the help of a mortgage, the question is bound to come up. The short answer is: You don’t usually get your earnest money back at...
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